Protect What Matters Most - Smart Term Life Cover for Your Loved Ones

ABSLI Nishchit Aayush Plan

• Provides guaranteed income from a very early stage (from end of 1st/2nd policy year, depending on options)
• Choice between Long-Term Income and Whole-Life Income variants
• Flexible premium payment terms (limited pay) and policy term (e.g., 15, 20, 25, 30, 35, or 40 years)
• Flexible income payout frequency: monthly, quarterly, semi-annually, or annually

ABSLI Super Term Plan

• Protection + income: Provides pure life cover but also income payout options.
• Level Cover (fixed sum assured)
• Increasing Cover (sum assured increases ~5% simple interest every year)
• Level Cover with Return of Premium (RoP): If the policyholder survives the term, 100% of premiums are returned.
• Instant Claim Payout: A specified amount is paid within one working day of claim registration.

ABSLI Assured Income Plus

• A non-linked, non-participating savings plan (i.e., guaranteed returns, not market linked).
• Long-term guaranteed regular income for 20, 25, or 30 years during the benefit payout period.
• Two benefit options:
• Income Only
• Income + Lump Sum
• Free-look Period: You can return the policy within a certain period if not satisfied (as per the brochure).
• Tax Benefits under prevailing tax laws.

ABSLI Assured Savings Plan

• Non-linked, non-participating savings plan → guaranteed maturity benefit.
• Loyalty Additions: Added to maturity benefit if all premiums are paid → boosts the payout.
• Life cover: On death, nominee gets a guaranteed death benefit plus any accrued loyalty additions.
• Joint Life Protection Option: You can cover your spouse under the same policy.
• Flexible Premium Payment Terms and Policy Terms: Multiple combinations available to suit different financial goals.
• Tax Benefits: Premiums and benefits may have tax advantages based on current tax laws.

Instant Income

• Provides income within 5 to 7 working days after the premium payment.
• The income includes guaranteed payouts + potential cash bonuses.

Long-Term Life Cover

• Life cover up to age 100, offering financial protection for a very long duration
• In case of death, the “Secure Policy Benefit” ensures continued benefits: the family receives a lump-sum + the income/maturity payouts continue without paying further premiums.
• On death, at least 105% of the total premiums paid is promised as part of benefit

Flexible Premium Payment & Policy Term

• Premiums can be paid over 5 to 12 years as per the customer’s choice.
• Policy coverage can last up to 45 years or until age 100.

Premium Offset Feature

After the first three full policy years, you can use the income generated from the policy to pay future premiums — gives flexibility and reduces cash flow burden.

Loan Facility

Policyholders can avail a loan up to 80% of the policy’s surrender value after the first policy year.

Women-Focused Benefit

An additional 1.5% income is offered for women policyholders, promoting financial inclusion.

Entry Age Benefits

Very low entry age — from 3 months — making it suitable for securing a child’s financial future from infancy.

SUD Life — Century Royale

1. Guaranteed Life Cover
2. Guaranteed Income During Policy Term
   • For a 7-year PPT, income starts from the end of the 10th year.
   • For a 12-year PPT, it begins from the 15th year.
3. Guaranteed Maturity Benefit
4. High-Premium Bonus (“High Premium Benefit”)
5. Loan Facility
6. Flexible Policy Term
7. Tax Benefits

SUD Life — Century Income

1. Insurance + Savings + Income
2. Three Income Options / Plan Variants
3. Safe-Box Feature
4. High Premium Benefit
5. Flexible Income Timing
6. Loan Facility
7. Tax Benefits